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An Education in Financial Aid
Monday, October 31, 2011 An Education in Financial Aid
President Obama made a politically smart move last week when he announced a three-part plan to make it easier for people to pay their student loans. The plan includes an income-based cap on monthly payments, loan consolidation, and a consumer education campaign on student financial aid. Obama had nothing to lose and everything to gain in rolling out the changes, which can be executed without the help of Congress. He can appeal to the youth voters who helped put him in office and he can beat up lawmakers for doing nothing. But, as my colleague Stacy Kaper wrote about the plan, the actual changes are modest. At most, only 8 million out of 36 million borrowers would see their payments change as a result of debt consolidation or the income-based cap.
Obama's announcement provides fodder for a broader conversation about two things--the costs and benefits of higher education and the need for a Personal Finance 101 course for all students.
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Suit: Lawyers were 'front' for debt-settlement serviceMadigan filed a lawsuit Wednesday against the national firm Legal Helpers Debt Resolution, based at 233 S. Wacker Drive. The company, also known as the law firm Macey, Aleman, Hyslip & Searns, charged upfront fees for debt-consolidation services, and more »
The Chicago Public Schools (CPS) rolled out a new initiative yesterday that calls for the phasing out, closure or consolidation of under-enrolled schools to make space for high-performance ones. The plan would permit schools with too few students to and more »
Cullerton proposed finding ways for the state to help retire the debt if districts agree to join together. "Illinois' past is littered with failed ideas for school consolidation. If you try to force this on schools and communities, I'm afraid it will and more »
Mesirow, Sun-Times look to fill leadership gap after Tyree's deathStill, says Denise Valentine, a hedge fund analyst at Boston-based Aite Group LLC, “The short of it is, we see a lot of consolidation, and it looks dramatic.” James Tyree led the group that pulled the Chicago Sun-Times' parent from bankruptcy in 2009. and more »
5, 2008, which registered an indeterminate amount of debt securities for offer and sale by TDS from time to time. BofA Merrill Lynch, Citigroup, Wells Fargo Securities and UBS Investment Bank were joint book-running managers. The offering is being made and more »